Basic Plan

Low copays, lower monthly cost.

The benefits of our Basic Plan includes the peace of mind of knowing what you’re paying for the healthcare you need.

The advantages of our Basic Plans

Expanded PPO network

$0 copays for generic prescriptions

No visit limits or maximum payouts

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Who is the Basic Plan for?

The Basic Plan is ideal for those who want to see the doctors (and get the prescriptions) they need without worrying about surprise costs.

Best of all, there are no visit limits or maximum payouts for your doctor visits. Plus, we are proud to partner with Talkspace to provide you with the mental health care you need

Hear what other Basic members have to say

Hear how our Basic Plan has transformed the lives of other members. Can you imagine what it could do for you?

They were very informative and gave me several options, explaning the pros and cons of each plan. I will be saving over $300.00 a month for better health insurance coverage! Thank you!

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Elizabeth Knapp

Licensed Realtor

Enrolling was a fast and simple process. All of my questions were answered and my concerns were addressed. We are savings TONS, as this was the most comprehensive and affordable plan versus competitors.

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Olivia Woodson

Licensed Realtor

Better care. Better cost.


Average annual savings


Network upgrade


Out-of-pocket savings

Is our Basic Plan right for you?

Clearwater makes healthcare budgeting simple. Create your custom quote online in minutes.