Basic Plans

Reduce out-of-pocket risk.

Our Basic Plan safeguards against high costs that can result from unexpected accidents or illnesses.

The value of our Basic Plans



Reduce financial risk from major accidents



Free 24/7 virtual access to telemedicine



Open network – work with any provider

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Who is the Basic Plan for?

Accidents or major illnesses can pose a serious threat to your financial well-being. Our Basic Plans consist of a medical cost-sharing solution that greatly reduces your out-of-pocket risk.

This plan is a good fit for people who are generally healthy, under the age of 65, and who are not looking for healthcare coverage for day-to-day needs such as regular doctor visits, prescriptions, or diagnostics.

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Who is the Basic Plan for?

Accidents or major illnesses can pose a serious threat to your financial well-being. Our Basic Plans consist of a medical cost-sharing solution that greatly reduces your out-of-pocket risk.

This plan is a good fit for people who are generally healthy, under the age of 65, and who are not looking for healthcare coverage for day-to-day needs such as regular doctor visits, prescriptions, or diagnostics.

Hear what other Basic members have to say

Thousands of members are enjoying the benefits of our Basic Plan. Are you ready to start doing the same?

Clearwater is exceptional! Everyone has been extremely helpful and knowledgeable! Our specialist has been amazing during this process. They listened, offered great recommendations, and created the right healthcare solution for my family! I am beyond grateful for Clearwater.

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Tammi Ellison

Licensed Realtor

Clearwater meets my needs above the others and offers me great value and a plan that fits what I actually use, so I don’t have to overpay every month for items I don’t use. They have been very helpful in this process and signing up for coverage was pretty effortless.

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Joseph Limo

Licensed Realtor

Better care. Better cost.

$10,000

Average annual savings

300+

5-star Google reviews

80%

Out-of-pocket savings

Is the Basic Plan what you need?

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