ClearShare 1000

Plan Costs

Plan Costs

Click the down arrow to learn more about each of these.

  • Monthly Cost
    $(Get a Quote Below)

    Your monthly cost is the amount you pay for healthcare benefits each month.

    Get a Quote

  • Annual Max
    $1000

    This is the most you'll have to pay for expensive healthcare services during your plan year.

    All qualifying medical expenses submitted after the Annual Maximum is met are shareable with the ClearShare community at 100%. There is no annual or lifetime limit. You will not need to pay the Annual Maximum again until the new plan year begins. Additionally, you are only responsible for the Annual Maximum once each plan year. 

    Family Annual Maximum

    If you enroll in a Member + One or Member + Family plan, your household will pay a Family Annual Maximum instead of the individual Annual Max before the ClearShare community shares in medical expenses.

    If you enroll in a member + one plan (a member and any one eligible dependent, spouse or child) your Family Annual Maximum is $2,000.

    If you enroll in a member + family plan (a member, spouse, and any dependent children) your Family Annual Maximum is $3,000.

    Note: Monthly member fees and service copays are not included in the annual maximum.

  • Network Type
    OPEN

    For expensive and emergency services, members are on an open network and can receive care anywhere. This includes major procedures, accidents, surgeries, and ER visits.

  • Offical Documents
    Click to View
Doctor Visits

Doctor Visits

This applies to doctor visits when you have a condition or symptom. For preventive care visits, such as annual checkups, visits are free.

  • Primary care visit
    Not Shareable
  • Specialist visit
    Not Shareable
  • Preventive care visit
    Not Shareable
  • Urgent Care
    Free after Annual Maximum payment is met

    An urgent care center can be a convenient option if you have a non-life-threatening injury and your doctor is not available.

    Urgent care is usually less expensive than going to the Emergency Room, and will usually have shorter wait times for non-life-threatening injuries.

  • Telemedicine 24/365
    Free
Prescriptions

Prescriptions

Prescriptions filled at a pharmacy will be considered for sharing under the following conditions: (1) prior approval is given by ClearShare, (2) the prescription is related to the treatment of a shareable need, (3) prescription costs accumulate to $500 monthly.

  • Generic
    Generally not shareable

    A generic drug is identical to the brand name drug in form, safety, strength, quality and intended use. Although identical, generic drugs are substantially cheaper than their brand name counterparts. 

  • Preferred Brand
    Generally not shareable

    Brand drugs are more expensive than generic drugs. Not every brand drug has a generic equivalent. 

  • Non-preferred Brand
    Generally not shareable

    Generally these are higher-cost drugs that have recently come on the market. In most cases, an alternative preferred drug is available.

  • Specialty
    Contact Care Coordination for assistance

    A specialty drug is a high-cost medication used to treat a chronic or complex health condition.

Labs & Imaging

Labs & Imaging

These are tests your doctor may run when diagnosing a condition.

  • X-rays
    Free after Annual Maximum payment is met

    This includes the use of X-rays to diagnose a condition.

  • Imaging (CT/PET/MRI)
    Free after Annual Maximum payment is met

    Imaging includes diagnostic services such at CT scans, PET scans, and MRIs.

  • Blood work
    Free after Annual Maximum payment is met

    Blood tests are often used to help diagnose a condition, or check levels such as cholesterol or blood sugar.

Emergency and Hospital

Emergency and Hospital

These medical services may include, but are not limited to major procedures, accidents, surgeries, and ER visits.

  • Emergency Room
    Free after Annual Maximum payment is met

    This includes services to check for an emergency medical condition* and treatment to keep it from getting worse. These emergency services may be provided in any licensed hospital’s emergency room or another place that provides care for emergency medical conditions. 

    *An emergency medical condition is defined as an illness, injury, symptom (including severe pain), or condition severe enough to risk serious danger to your health if you didn't get medical attention right away.

  • Ambulance
    Free after Annual Maximum payment is met

    This covers emergency transportation and off-site treatment for emergency medical conditions* and may also cover non-emergency transportation between hospitals. 

    *An emergency medical condition is defined as an illness, injury, symptom (including severe pain), or condition severe enough to risk serious danger to your health if you didn't get medical attention right away.

  • Hospital stay (facility)
    Free after Annual Maximum payment is met

    This is the amount you’re responsible for when using the facilities and equipment at a hospital.

  • Hospital stay (physician)
    Free after Annual Maximum payment is met

    This is the amount you’re responsible for when receiving services provided by a physician, surgeon, medical doctor, or other specialists.

  • Outpatient procedure (facility)
    Free after Annual Maximum payment is met

    This is the amount you’re responsible for when using the equipment and facilities at a hospital.

    Specifically, during a procedure that does not require overnight hospitalization.

  • Physical rehabilitation
    Free after Annual Maximum payment is met

    This includes physical and occupational therapy, speech pathology, and psychiatric rehabilitation services.

Mental Health

Mental Health

We partner with Talkspace to offer private and convenient mental health support. With Talkspace, you can receive counseling, therapy, and medication services from the convenience of your device (iOS, Android, and Web).

  • Therapist
    1 30-minute Live Video Session free per month, $65 for additional visits

    Talkspace is a digital space for private and convenient mental health support. With Talkspace, you are matched with a recommended, licensed provider based on your preferences and can receive support day and night from the convenience of your device (iOS, Android, and Web). You will continue to work with the same therapist throughout your journey. However, you’re always welcome to switch providers so you can find the perfect fit. 

    Talkspace Therapy is available to members ages 13+.

  • Psychologists
    13 sessions per year free

    With Talkspace Psychiatry, get private and personalized care from a prescriber who specializes in mental health care and prescription management. Get matched with a prescriber in your state, and schedule Live Video sessions for everything from initial evaluation to ongoing prescription management.

    Talkspace Psychiatry is available to members ages 18+.

  • Unlimited Messaging Therapy
    Free

    Members can begin to exchange unlimited messages (text, voice, photo and video) with their personal therapist within days of registration. Therapists are recommended to engage daily during their business hours. Every Talkspace member is granted a complimentary, 10-minute video session to get to know their new therapist. Additional live sessions can also be scheduled.

Pregnancy & Birth

Pregnancy & Birth

  • Well baby care
    Not Shareable

    These services may include developmental screenings, counseling, behavioral assessments, and more.

  • Labor, delivery, hospital stay
    Free after Annual Maximum payment is met

    This includes labor, delivery (including c-section), and any recovery needed at a hospital. Newborns whose birth is part of a shareable maternity need must be enrolled by the parent within 30 days of birth.

Telemedicine

Telemedicine

All plans include membership with telemedicine, providing unlimited access to a physician 24/7 with no copay for general medical visits.

  • Everyday Care
    $0/visit

    Physicians are available 24/7 for your family. Speak with a physician for conditions like the flu, pink eye, rashes, and much more.

  • Dermatology
    $60/visit

Disclaimer

NOTICE: ClearShare is not insurance or an insurance policy nor is it offered through an insurance company. Neither is ClearShare a discount healthcare program nor a discount health card program. Whether anyone chooses to assist you with your medical bills will be totally voluntary, as neither ClearShare nor any other member is liable for or may be compelled to make the payment of your medical bill. As such, ClearShare should never be considered as insurance. Whether you receive any amounts for medical expenses and whether or not ClearShare continues to operate, you are always personally responsible for the payment of your own medical bills. ClearShare is not subject to the regulatory requirements or consumer protections of your particular State’s Insurance Code or Statutes.

Enroll in this plan

Enrolling takes just 5 minutes